Home financing
done the right way.

Jenks & Gehr Mortgage was founded on the belief that home financing should be secured ethically, honestly, and with dedicated expertise. Dave & Matt recognize that home loans are a financial product and the numbers matter. We built a business with the idea that all of our clients are entitled to both — excellent service and excellent rates.

The business is structured to prioritize operational efficiency. Spend money where it delivers value, keep the rest lean. We've done away with the bloated margins that prop up C-Suites, regional management teams, and needless software that serves the business, not the consumer. The rate you get will reflect this.

Dave Jenks

Dave Jenks

Mortgage Broker & Co-Owner NMLS #2177752  |  Licensed in Montana

Dave entered the mortgage industry in 2021 after a firsthand experience that changed his perspective on homeownership. When he and his wife were unexpectedly faced with either buying the home they were renting or moving, Dave discovered that most of what had kept him from pursuing homeownership sooner was misinformation, and that buying a home was far more within reach than he'd believed.

That experience drove him into the industry, and he's been working to dismantle those same misconceptions for Montana families ever since. The mission is simple: get Montanans into homeownership, and do it the right way.

Since entering the industry, Dave has become one of Missoula's top loan officers by volume and has built a reputation for taking time with clients, explaining not just how to secure a mortgage, but how to make financially sound decisions aligned with their long-term goals. He teaches continuing education to real estate professionals on the VA home loan and serves as one of the lenders who teaches the financing portion of Homeword's First-Time Homebuyer course in Missoula.

Specialties

  • First-Time Homebuyers
  • VA Loans for Veterans & Active Duty Servicemembers
  • Conventional Financing
  • USDA Rural Development Loans
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Matt Gehr

Matt Gehr

Mortgage Broker & Co-Owner NMLS #1549221  |  Licensed in Montana

Matt's path into the mortgage industry began the way many homeownership journeys do; scrolling through listings, dreaming of owning his own home, and not knowing where to start. A trip to the bank left a young Matt feeling more confused and discouraged than when he walked in the door.

The frustrating search for clarity that the industry seemed reluctant to offer led to the quiet realization that someone needed to do better. That conviction became a career.

Licensed as a loan officer in 2019, Matt has since guided hundreds of buyers and homeowners through purchases and refinances in Montana and beyond. Recognized by Scotsman Guide as one of the nation's top-producing loan officers based on 2025 volume, he has built his reputation not on volume alone, but on a commitment to excellence and continued learning.

Never forgetting the roots of his journey, you can still find Matt teaching First-Time Buyer classes with Homeword and spending time in the community that he calls home.

Specialties

  • Conventional Financing
  • First-Time Homebuyer Guidance
  • Complex Business Income & Self-Employed Borrowers
  • Trusts & Convoluted Asset Structures
  • Bridge Loans & Alternative Income Programs
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Dave in the Community

Dave has called Missoula home since 2015. He serves on the board of the Boys & Girls Club of Missoula and volunteers with the Homeword First-Time Homebuyer education program. When he's not working, you'll find him captaining the Western Montana Community Center hockey team at Glacier Ice Rink, skiing, camping, or soaking in Montana's hot springs.

Matt in the Community

Matt lives in Missoula with his wife Amber and daughter River. He is a (mediocre) competitive cyclist with Frontiers Racing and enjoys tending to a garden that brings him nearly as much food as it does back pain. Matt and Amber are committed supporters of the arts, attainable housing, and the cycling organizations that make Missoula a stronger community for everyone.

Dave and Matt at Jenks & Gehr Mortgage are committed to fair housing in every sense, welcoming every person regardless of race, ethnicity, national origin, gender identity, sexual orientation, age, or disability.

Every person we work with deserves to be treated with fairness, respect, and dignity. That principle guides everything we do.

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